Your Customers Pay
by Card.
You Get USDC.
The payment gateway built for high-risk merchants that banks refuse. Accept Visa, Mastercard, Apple Pay & Google Pay — receive USDC on Polygon instantly to your own wallet. Zero chargebacks. Zero KYB.
Card In. USDC Out.
A four-step process that converts any card payment into instant USDC on Polygon — fully automated, no manual steps.
Customer Pays by Card
Your customer checks out using Visa, Mastercard, Apple Pay, Google Pay, or local bank transfer. The payment experience is seamless and familiar — no crypto knowledge needed.
Instant Verification
Our world-class anti-fraud system verifies the transaction in under 2 minutes. All chargebacks are handled by the infrastructure provider — you never see one.
Payment Confirmed
A temporary wallet address is assigned to each payment link for enhanced privacy and precise detection. The transaction is confirmed on-chain immediately.
USDC Lands in Your Wallet
USDC on Polygon is sent directly to your self-custodial wallet the moment payment clears. No holding periods, no bank delays, no middlemen. Your money, your wallet.
Built for Merchants Banks Refuse
Every feature is designed around the reality of high-risk business — where traditional payment processors say no, 247 Card Payments says yes.
Instant Approval
No lengthy application process. Your merchant account is approved instantly — start processing payments the same day.
Zero Chargebacks
Our world-class anti-fraud infrastructure handles all chargebacks. Every payment is final and irreversible — protecting your revenue completely.
USDC on Polygon
Receive payouts in USDC directly to your self-custodial wallet on the Polygon network. Fast, cheap, and censorship-resistant.
All Major Cards Accepted
Accept Visa, Mastercard, Maestro, American Express, Apple Pay, Google Pay, SEPA, and local bank transfers globally.
No KYB Required
Merchants stay anonymous. No Know-Your-Business verification, no lengthy document submissions, no waiting for bank approval.
24/7 Processing
Payments processed around the clock, every day of the year. No banking hours, no weekend delays, no holiday shutdowns.
Privacy by Design
A unique temporary wallet address is generated for each payment link, ensuring enhanced privacy and precise payment detection.
Global Reach
Serve customers worldwide with multi-currency support and local payment methods including SEPA, iDEAL, UPI, Interac, and more.
Easy Integration
WooCommerce plugin, WHMCS module, payment link generator, and full REST API. White-label with your own domain via Cloudflare.
Real-Time Tracking
Track every payment and payout on the blockchain in real time. Full transparency with on-chain verification for every transaction.
Your Money. Your Wallet.
Full Visibility, Zero Friction.
Track every transaction on-chain. Your USDC balance updates in real time with every payment received.
Watch USDC arrive in your wallet the instant each payment clears.
No T+2 bank delays. No holding periods. Funds available immediately.
All chargebacks handled by infrastructure. Your dashboard stays clean.
If Your Bank Said No — We Say Yes
We specialise in industries that mainstream payment processors and banks routinely decline. All high-risk business models are accepted.
Adult Content & Entertainment
OnlyFans-style platforms, adult streaming, content subscriptions
Cannabis & CBD
Dispensaries, CBD shops, hemp products, edibles
Firearms & Ammunition
Gun shops, ammo retailers, accessories, training
Nutraceuticals & Supplements
Weight loss, performance enhancers, herbal supplements
Online Gaming & Gambling
Poker rooms, sports betting, casino platforms, skill games
Crypto & NFT Platforms
Token sales, NFT marketplaces, DeFi services, exchanges
Travel & Timeshare
High-risk travel agencies, vacation clubs, charter services
Pharmaceuticals & Rx
Online pharmacies, telemedicine, prescription services
SaaS & Digital Goods
Software subscriptions, digital downloads, online courses
Psychics & Spiritual
Tarot, astrology, spiritual coaching, fortune telling
Forex & Trading
FX brokers, prop trading firms, signal services
Video Games & In-App
Game credits, virtual items, in-app purchases, gaming platforms
Don't see your industry? — all high-risk business models are considered.
Every Way Your Customer Wants to Pay
20+ payment providers covering cards, wallets, and local bank transfers across 150+ countries — with enterprise-grade fraud protection on every transaction.
Accepted Payment Methods
Minimum order amounts vary by provider
Enterprise Security Stack
✓ All payments are final and irreversible
The infrastructure provider handles all chargebacks on your behalf. You never deal with disputes.
Common Questions
Everything you need to know about getting started with 247 Card Payments.
Any high-risk business that has been declined by traditional payment processors or banks. This includes adult content platforms, cannabis and CBD retailers, firearms dealers, online gaming and gambling sites, crypto and NFT platforms, nutraceuticals, forex brokers, online pharmacies, and many more. If your industry is considered high-risk, we almost certainly support it.
You receive USDC (USD Coin) on the Polygon network, sent directly to your own self-custodial wallet address. Payouts are instant — the moment a customer's payment clears, USDC is sent to your wallet. You must use a self-custodial wallet (such as MetaMask, Trust Wallet, or a hardware wallet) to receive funds. The same wallet address can also receive ETH, USDT, or POL native tokens.
Absolutely nothing — from your perspective. Our infrastructure provider handles all chargebacks entirely. Every payment processed through 247 Card Payments is final and irreversible. You will never receive a chargeback notification, never lose revenue to disputes, and never deal with chargeback fees. This is one of the most significant advantages over traditional merchant accounts.
No. There is zero KYB (Know Your Business) verification required for merchants. You remain completely anonymous as a business operator. Your customers, however, go through a standard identity verification process (handled automatically by the payment provider) to comply with anti-money-laundering regulations — but this is entirely on the customer side and takes only about 2 minutes.
Instantly. Approval is immediate — there is no waiting period, no application review, and no bank underwriting process. Once you integrate our API or install the WooCommerce/WHMCS plugin and configure your USDC wallet address, you can start accepting payments right away.
We offer multiple integration options: a full REST API for custom integrations, a WooCommerce plugin for WordPress-based stores, a WHMCS module for hosting and billing platforms, and a simple payment link generator that requires no technical knowledge at all. You can also white-label the entire checkout experience under your own domain using Cloudflare.
Customers pay in their local currency using Visa, Mastercard, Maestro, American Express, Apple Pay, Google Pay, PayPal (USA), SEPA bank transfer, Revolut, Klarna, iDEAL (Netherlands), Interac (Canada), UPI/IMPS (India), and many more. We support 20+ payment providers covering 150+ countries. You always receive USDC regardless of what currency the customer pays in.
Minimum amounts vary by payment provider, starting as low as $1 for card payments via Wert.io. Most providers have minimums between $2–$20. There is no maximum transaction limit. You can view the full breakdown of minimum amounts per provider on our payments page.
Every transaction generates a unique encrypted reference number that you can use to track the payment and payout status on the blockchain in real time. If you experience any issue, our support team is available 24/7 via live chat to assist with payment tracing and resolution.
Due to UK FCA regulations, some payment providers enforce a 24-hour cooling-off period for UK customers before they can complete a transaction. To avoid this, we recommend enabling Revolut as a payment option for your UK customers, which allows immediate transactions without the waiting period.
Ready to Start Accepting Payments?
Fill in the form and our team will get back to you within 24 hours to get your merchant account set up. Approval is instant — you could be processing payments today.
Powered by PayGate.to — our infrastructure partner providing the payment processing backbone, anti-fraud systems, and multi-provider network. You get a fully white-labelled experience under the 247 Card Payments brand.